Protecting Your Purchases This Holiday Season

Protecting your purchases this holiday season

It’s no secret that online shopping is booming this holiday season, according to eMarketer, a research company that provides insights related to commerce and marketing in the digital world. From November 1 to December 31, when nearly a quarter of…

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Wildfire Death Toll Rises To 50

Wildfire Death Toll Rises to 50

California wildfires cause $845 million in insurance losses this year so far”; a headline from just two months ago. The current total? A whopping $6.9 billion. Current California Governor, Jerry Brown, is requesting a "major disaster declaration" from President Trump. Search…

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The Cost Of Reconstruction

The Cost of Reconstruction

In light of mother nature’s events in the past years, there has been an increase in insurance claims that call for reconstruction. First, it’s important that we understand reconstruction costs and how it differs from replacement cost. Replacement costs: costs…

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So, Why Don’t You Have Flood Insurance?

So, why don’t you have flood insurance?

It would be a far fetch to say that you have never heard of flood insurance; same goes for homeowner’s insurance, right?  So, why is it that we (the average consumer) assume that flood insurance is included in a typical…

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Boat Insurance: Do You Need It?

Boat insurance: Do you need it?

Memorial Day is just a few weeks away. So, while your making your plans to head out to the lake for a weekend full of fun, you still need to take precautions. Just liked you would have a life jacket…

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Punitive Damages: What Are They & Why?

Punitive damages: What are they & why?

What are punitive damages? According to Google, punitive damages are damages exceeding simple compensation and awarded to punish the defendant. Punitive damages are to punish the person in the wrong in the form of a monetary penalty awarded to the…

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Save This Season!

Save this Season!

It’s that time of year again. You know, when you spend all of your money on seasonal family trips, 20-pound turkeys & Christmas gifts galore! So, given that, we thought a blog on how to save on your auto insurance…

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A Future With Fewer Distractions

A Future with Fewer Distractions

Distracted driving has long been a problem. What’s sadder is that it only seems to be getting worse. Over the years, more and more distractions have arisen on cell phones, tablets, and even your car dashboard. To put it simply,…

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