It’s that time of year again. You know, when you spend all of your money on seasonal family trips, 20-pound turkeys & Christmas gifts galore!
So, given that, we thought a blog on how to save on your auto insurance might be what you’re looking for.
We’re assuming the average insured knows about multi-car discounts, bundling policies for a lower premium, or paying your premium in full to get a small discount.
But, you see, that is just touching the surface when it comes to the different types of discounts available. Of course different insurers will have some different discounts at different rates, so its good thing we can quote you with several to find you the best savings!
Anway, back to those discounts.
Ever heard of the Good Driver discount? Some insurers base this on the amount of accidents, infractions, etcera, or lack thereof, but the newest thing in the industry has to do with telematic device discounts.
A telematic device like those offered from Progressive, or Traveler’s IntelliDrive, will give you a discount if you place a telematics device into your vehicles computer (it’s a lot simpler than it sounds) Check out this video for instructions.
With Traveler’s Insurance you get an automatic 10% discount just for signing up for their IntelliDrive program.
Unlike some other telematic devices Traveler’s IntelliDrive system works on mileage alone. Why? Probably the simple factor that the less you drive (that being the motivation here), the less a chance of a claim being filed. Other telematic devices with different insureds may collect data on your speed or brake patterns.
And the list goes on from there. Don’t forget that your actual credit score factors into your insurance score and will, in part, help determine your premium as well.
There are discounts for seniors, good students, and those that have taken Driver’s Ed courses or Defensive Driving courses.
You can never ask us to look for too many discounts for you: it’s our job! For more information on how to save money on your auto insurance give us a call or click here for a quote.