Fallen Tree? Who Is Responsible And Why

Fallen Tree? Who is Responsible and Why

The answer is, it just depends. Many factors come into play when a tree falls and causes damage to your or your neighbor’s car or home. Some of those factors are: The health of the tree The reason the tree…

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Spring Cleaning: Insurance Style

Spring Cleaning: Insurance Style

Spring is the traditional time of year for cleaning, organizing, and down-sizing—ridding yourself of unnecessary things to make room for future necessary items. Speaking of necessary, ‘Spring Cleaning’ time is a great time to not just go through your physical…

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The Number One Valentine Valuable: Jewelry

The Number One Valentine Valuable: Jewelry

We are less than a week away guys…and yes, we mean to put an emphasis on ‘guys’. Multiple surveys and polls suggest that men spend on average more than 2x the amount than women do on Valentine’s Day. The culprit?…

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Protecting Your Purchases This Holiday Season

Protecting your purchases this holiday season

It’s no secret that online shopping is booming this holiday season, according to eMarketer, a research company that provides insights related to commerce and marketing in the digital world. From November 1 to December 31, when nearly a quarter of…

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Wildfire Death Toll Rises To 50

Wildfire Death Toll Rises to 50

California wildfires cause $845 million in insurance losses this year so far”; a headline from just two months ago. The current total? A whopping $6.9 billion. Current California Governor, Jerry Brown, is requesting a "major disaster declaration" from President Trump. Search…

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The Cost Of Reconstruction

The Cost of Reconstruction

In light of mother nature’s events in the past years, there has been an increase in insurance claims that call for reconstruction. First, it’s important that we understand reconstruction costs and how it differs from replacement cost. Replacement costs: costs…

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So, Why Don’t You Have Flood Insurance?

So, why don’t you have flood insurance?

It would be a far fetch to say that you have never heard of flood insurance; same goes for homeowner’s insurance, right?  So, why is it that we (the average consumer) assume that flood insurance is included in a typical…

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Boat Insurance: Do You Need It?

Boat insurance: Do you need it?

Memorial Day is just a few weeks away. So, while your making your plans to head out to the lake for a weekend full of fun, you still need to take precautions. Just liked you would have a life jacket…

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Punitive Damages: What Are They & Why?

Punitive damages: What are they & why?

What are punitive damages? According to Google, punitive damages are damages exceeding simple compensation and awarded to punish the defendant. Punitive damages are to punish the person in the wrong in the form of a monetary penalty awarded to the…

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